Habitat for Humanity-"No Room at the Inn" Offering
“No Room at the Inn” Christmas Eve Offering
Again this year, our Christmas Eve offering will be dedicated to our Habitat for Humanity Methodist Build. This is when we join with other Methodist Churches in the area and help to build a home for a deserving family. The families are vetted based on need and ability to repay the loan.
Each family puts $1,000 cash down on their homes and works off the rest of the down payment in 300 sweat equity hours building other’s homes before they start on their own. When finished, the homes aren't free. Each family buys the home with a zero-percent, 30-year mortgage payable to Austin Habitat. Austin Habitat then uses those payments to build more homes.
It is very important that families are prepared for homeownership. The homeowners undergo rigorous education to improve their financial literacy. They learn to budget, manage and improve their credit, and plan for the future. When they complete their 300 hours of sweat equity, make a down payment on their home, and pay their monthly mortgage, they are empowered to be more financially independent. Responsible homeownership is one of the only vehicles available to lower income families to increase wealth and family stability.
Owning a home not only enhances a family's financial independence but fosters a stronger community. Homeowners are 28% more likely to vote and 26% more likely to be involved in civic organizations like parent-teacher organizations. Ninety-three percent of Habitat homeowners take more pride in their neighborhood. One hundred percent of Habitat homeowners pay property taxes. AND 92% OF HABITAT HOMEOWNERS COULD NOT HAVE OWNED A HOME WITHOUT HELP FROM HABITAT (and you!).
Owning a home is a significant source of personal wealth and is the leading asset households can leverage to start businesses or finance college.
Children who grow up in a stable home are 116% more likely to go to college.
Housing costs continue to rise in Austin.
Austin Habitat serves families with 30-80% of Median family income ($37,850-$75,500 for a family of 4).
Habitat gives families a hard-to-find opportunity and provides a chance for them to build something from the ground up that's theirs forever. They build it, earn it and pay for it! But not without you! Your generosity during the “No Room at the Inn” Christmas Eve offering will enable another deserving family to realize their dream of home ownership. In the event that we do not have in-person services on Christmas Eve, please consider donating all throughout Advent by mailing a check to Manchaca UMC, P.O. Box 460, Manchaca, TX 78652, or you may give through online giving. Please mark your donation as “No Room at the Inn” or “Habitat” on the memo line of your check, or if giving online, select "Habitat for Humanity" as the fund.